What's The Average FICO Score?

Q. I was rejected for an auto loan because of my bad credit score (469). Do you know what percentage of Americans have this low of a score? What’s the average FICO score?

A. According to Fair Isaac, the distribution of scores is as follows:

400-499 2%
500-549 5%
550-599 8%
600-649 12%
650-699 15%
700-749 18%
750-799 27%
800+ 13%

Your score of 469 puts you deep into the subprime (bad credit auto loan) market. You'll need to find a cosignor or find in-house financing in order to get your car loan approved.

If you don't know your credit score, it looks like Consumer Direct is the best way to go. You can get 4 Scores Instantly (FREE) which includes Credit, Auto, Insurance,and Employment Scores + Fix & Lock!

Related Posts:
Knoweth Thy FICO

Recommended Reading:
37 Days to Clean Credit is a "well-written and very effective course - one of the most popular self-help guides in the credit repair genre these days!"
       - Bad Credit Auto Loans Blog


  1. wow, it helps in this current economic condition. thanks for sharing !


  2. it's crazy how spread out over the board those credit scores are... just tells me that they are total crap and credit reporting agencies should all be put out of business.

  3. I agree. I think that credit scores don't take enough into account and are hurting the average american.

  4. I got an exapmle i.e http://ownerautowiz.com/ while Browsing for above information. This May help you in getting More Information


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